"TemplateDoesNotExist at /"

"TemplateDoesNotExist at /"

(full trace log at http://dpaste.com/3XZ8H3C)

this must be near the top of django newby issues, but i'm stumped
on the simplest example i can generate:

i've used the `settings.TEMPLATES.DIRS` variable to specify a
shared templates directory (also to simplify things), and
am using an application's `views.py` file to anchor a
named url, but the django engine still cannot find the `index.html` file
i've put there.

what am i missing?  any hints appreciated,  Rik

.
├── db.sqlite3
├── djggApp
│   ├── __init__.py
│   ├── __init__.pyc
...
│   ├── views.py
│   └── views.pyc
├── djggProj
│   ├── __init__.py
│   ├── __init__.pyc
│   ├── settings.py
│   ├── settings.pyc
│   ├── urls.py
│   ├── urls.pyc
│   ├── wsgi.py
│   └── wsgi.pyc
├── manage.py
└── templates
...
    ├── index.html

* djggProj/settings.py:
 

   TEMPLATES = [
        {
            'BACKEND': 'django.template.backends.django.DjangoTemplates',
           
            'DIRS': [ ( os.path.join(BASE_DIR, 'templates'), ) ],
           
            # 'APP_DIRS': True,
            'OPTIONS': {
                'context_processors': [
                    'django.template.context_processors.debug',
                    'django.template.context_processors.request',
                    'django.contrib.auth.context_processors.auth',
                    'django.contrib.messages.context_processors.messages',
                ],
            },
        },
    ]

* djggProj/urls.py

  

  from djggApp import views
   
    urlpatterns = [
        url(r'^$', views.index, name='index'),
    ...
        url(r'^admin/', admin.site.urls),
    ]

* djggApp/views.py

   def index(request):
        template = loader.get_template('index.html')
        context = Context({})
        return HttpResponse(template.render(context))

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